Straight talk for independent agents
Contracting
How to Get Final Expense Contracts: A Step-by-Step Guide for Agents
What you need to get appointed with final expense carriers, step by step.
CompensationFinal Expense Commission Levels Explained (110%, Advances and Chargebacks)
What a 110% level means, how advances and chargebacks work, and why contract level matters.
UnderwritingDay-One vs. Graded vs. Guaranteed Issue Final Expense: How to Place Clients
How to match clients to day-one, graded or guaranteed issue coverage.
CareerThe Dangers of MLM Insurance Agencies: Low Comp, Bad Leads, Bad Training
Recruiting over selling, forced lead buys and low contract levels. How to spot an MLM-style agency before you sign.
CareerCaptive vs. Independent: Why Owning Your Book Matters
Comp, carrier choice and the asset most agents forget to protect: their book of business.
Ready to work independent?
Request life, final expense and Medicare contracts at street level. Own your book. One contract is fine.
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